How 228 loan can Save You Time, Stress, and Money.
How 228 loan can Save You Time, Stress, and Money.
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. The lender have to consist of the published discover in the general public file in just a few business times immediately after acquiring notification from your FFIEC of the availability of your disclosure statement.
(one) A nonmetropolitan Center-revenue census tract is specified as distressed whether it is in a county that fulfills one or more of the following conditions:
Aside from a little lender that opts for being evaluated pursuant for the Retail Lending Examination in § 228.22, the Board assigns conclusions for the functionality of a little financial institution evaluated less than this area as furnished in appendix E to this aspect.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(v) To accumulate possession or Charge of shares or all or considerably most of the assets of the personal savings Affiliation, to lead to a price savings association to become a subsidiary of the cost savings and loan Keeping firm, or to merge or consolidate a discounts and loan Keeping company with some other price savings and loan Keeping firm inside of a transaction that needs approval underneath segment 10 of the Home Entrepreneurs' Loan Act (12 U.S.C. 1467a).
The Board works by using the facility-centered assessment areas delineated by a financial institution in its analysis in the lender's CRA functionality unless the Board decides that the power-based mostly evaluation regions will not adjust to the requirements of the portion.
The Nationwide Asset-Based Group Progress Financing Benchmark steps the dollar quantity of Neighborhood improvement loans and Group growth investments that advantage or serve all or Element of the nationwide place of all depository institutions that claimed pursuant to § 228.
A financial institution ought to delineate one or more facility-primarily based assessment areas within which the Board evaluates the lender's history of assisting to satisfy the credit requirements of its entire Group pursuant to your general performance checks and strategic prepare described in § 228.21.
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(i) All the knowledge expected for that lender's general public file must be maintained at the primary Place of work and, if an interstate bank, at one particular branch Place of work in Every single Condition; and
(5) Are delivered to pupils or their families by way of a faculty at which virtually all students qualify totally free or reduced-selling price foods under the U.S. Section of Agriculture's Countrywide School Lunch Application;
(four) The amount and greenback quantity of Group improvement loans and Local community enhancement investments reported as originated or obtained within Each individual facility-primarily based assessment spot, each State during which the financial institution provides a department, each multistate MSA by which a bank includes a branch in two or more States from the multistate MSA, and nationwide location beyond these States and multistate MSAs.
(B) Any counties during which the big financial institution didn't originate any shut-conclusion residence property finance loan loans or small enterprise more info loans that happen to be claimed loans during that calendar year.
A bank have to maintain a community file, in both paper or electronic structure, that features the subsequent info: